Would you like to know more about what’s in your Credit Report? Protecting Your Good Credit

Your credit report is the first step in applying for a loan. Knowing what is in it is often the most important question that a borrower can have. Some of these sites will let you request a credit report online, while others require a written request.

TRW Information Systems – TRW / Experian

Equifax – Order a copy of your credit report online.

Trans Union – a primary source of credit information and offers risk and portfolio-management services

For Written Requests

 P.O. Box 8030
Layton, Utah 84041-8030
(800) 392-1122

 P.O. Box 105873
Atlanta, Ga. 30348
(800) 685-1111

Trans Union
 P.O. Box 390
Springfield, Pa. 19064-0390
(800) 916-8800

To challenge a report, call the toll-free number listed above for instructions, then send a copy of the report and a letter containing the information requested to:

Attention: NCAC
P.O. Box 2106 949
Allen, Texas 75002-0949

P.O. Box 740256
Atlanta, Ga. 30374

Trans Union
P.O. Box 789768
Wichita, Kan. 67278